Privacy Policy

This Privacy Policy describes how Limners collects, uses, and discloses information when you use our mobile applicationEMI Calculator - Smart Loan Planner ("the App"). We are committed to protecting your privacy and handling your information responsibly. By using the App, you agree to the practices described in this policy.

Information We Collect

No Personal Information Required

The App does not require registration or login. You can perform EMI loan calculations without providing any personal data. All calculation features work entirely offline.

Local Data Storage

When you choose to save loan scenarios, the information is stored locally on your device using AsyncStorage. This data never leaves your device unless you manually export it. We do not transmit or backup this data to any server.

Device Identifiers for Advertising

The App displays advertisements via Google AdMob. AdMob may collect device identifiers and other information to provide personalized ads. We do not have access to these identifiers; they are handled by Google in accordance with their privacy policy.

In-App Purchases and Subscriptions

Premium features are offered through RevenueCat and processed by the Google Play billing system. RevenueCat may collect purchase and subscription status linked to your device or Google Play account. We do not see or store your payment information. For details, refer to RevenueCat’s privacy policy.

PDF Export

If you export a loan calculation to PDF, the app temporarily accesses your device's local storage to create and save the file. The exported PDF is stored on your device. We do not transmit or retain copies of exported files on any servers.

No Server Collection

The App does not send any data to our servers. All computations and storage are handled locally. We do not collect analytics, crash reports, or any other user data on our own servers.

How We Use Information

Information stored locally (saved loans) is used solely to present and manage your loan scenarios within the app. Advertising identifiers are used by AdMob to serve relevant ads. RevenueCat uses purchase data to manage subscriptions. We do not use information for marketing, profiling, or any other purpose.

Third-Party Services

The App integrates with the following third-party services:

• Google AdMob – for ad delivery. See theirprivacy policy.
• RevenueCat – for managing in-app purchases and subscriptions. See theirprivacy policy.

Data Retention

Saved loan data remains on your device until you manually delete it or uninstall the app. We do not retain any data ourselves.

Children’s Privacy

Our App is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us at the address below so we can delete the information.

Security

We implement reasonable measures to protect information stored on your device. However, no method of transmission or storage is completely secure. Use of the App is at your own risk.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top will reflect the most recent revision. Please review the policy periodically to stay informed of any changes.

Contact Us

If you have questions about this Privacy Policy, please contact us atarfatahsan60@gmail.com.